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June 4, 2026
Posted by Roar Admin

First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav

May 28, 2026
Posted by Roar Admin

Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices

More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing market over time and may gradually create more opportunities for Canadians w

May 11, 2026
Posted by Roar Admin

Mortgage Renewal in 2026: Fixed or Variable?

If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea

April 29, 2026
Posted by Roar Admin

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol

April 15, 2026
Posted by Roar Admin

5 Most Important Issues That Can Delay a Mortgage Closing in Canada

Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete

April 7, 2026
Posted by Roar Admin

Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built

If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu

March 20, 2026
Posted by Roar Admin

Newly Passed Bill C-4, What It Means for Canadian Mortgages

Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r

March 18, 2026
Posted by Roar Admin

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in

March 9, 2026
Posted by Roar Admin

Affordability challenges spread across Canadian cities

A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha

February 24, 2026
Posted by Roar Admin

Spring 2026 Home Buying Canada, Listings vs Affordability

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar